LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,562
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,699
−HK$1,156/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$41,219
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,675
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,766
−HK$1,107/mo
Today · 4.125%
HK$42,873
baseline
▲ 0.50% · 4.625%
HK$45,132
+HK$2,259/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,746/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,875
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,239
−HK$1,387/mo
Today · 4.125%
HK$46,626
baseline
▲ 0.50% · 4.625%
HK$49,463
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,252/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,810
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,119
−HK$1,328/mo
Today · 4.125%
HK$51,447
baseline
▲ 0.50% · 4.625%
HK$54,159
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,894/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,187
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,618/mo
Today · 4.125%
HK$54,397
baseline
▲ 0.50% · 4.625%
HK$57,707
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,794/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,945
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,472
−HK$1,550/mo
Today · 4.125%
HK$60,022
baseline
▲ 0.50% · 4.625%
HK$63,185
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,044/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,812
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,859
−HK$2,080/mo
Today · 4.125%
HK$69,939
baseline
▲ 0.50% · 4.625%
HK$74,195
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,878/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,215
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,179
−HK$1,992/mo
Today · 4.125%
HK$77,171
baseline
▲ 0.50% · 4.625%
HK$81,238
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,342/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,285 · Scale 2, in force from 26 Feb 2026)