LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,563
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,700
−HK$1,155/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$41,220
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,676
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,766
−HK$1,107/mo
Today · 4.125%
HK$42,873
baseline
▲ 0.50% · 4.625%
HK$45,133
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,746/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,875
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,240
−HK$1,387/mo
Today · 4.125%
HK$46,627
baseline
▲ 0.50% · 4.625%
HK$49,464
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,254/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,811
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,120
−HK$1,328/mo
Today · 4.125%
HK$51,448
baseline
▲ 0.50% · 4.625%
HK$54,160
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,896/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,188
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,618/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,708
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,946
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,473
−HK$1,549/mo
Today · 4.125%
HK$60,022
baseline
▲ 0.50% · 4.625%
HK$63,186
+HK$3,164/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,044/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,813
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,860
−HK$2,080/mo
Today · 4.125%
HK$69,940
baseline
▲ 0.50% · 4.625%
HK$74,195
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,880/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,216
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,180
−HK$1,992/mo
Today · 4.125%
HK$77,172
baseline
▲ 0.50% · 4.625%
HK$81,239
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,344/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,292 · Scale 2, in force from 26 Feb 2026)