LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,563
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,701
−HK$1,155/mo
Today · 4.125%
HK$38,856
baseline
▲ 0.50% · 4.625%
HK$41,221
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,712/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,676
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,767
−HK$1,107/mo
Today · 4.125%
HK$42,874
baseline
▲ 0.50% · 4.625%
HK$45,134
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,748/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,876
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,387/mo
Today · 4.125%
HK$46,628
baseline
▲ 0.50% · 4.625%
HK$49,465
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,256/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,812
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,121
−HK$1,328/mo
Today · 4.125%
HK$51,449
baseline
▲ 0.50% · 4.625%
HK$54,161
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,898/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,189
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,781
−HK$1,618/mo
Today · 4.125%
HK$54,399
baseline
▲ 0.50% · 4.625%
HK$57,709
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,798/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,947
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,550/mo
Today · 4.125%
HK$60,024
baseline
▲ 0.50% · 4.625%
HK$63,188
+HK$3,164/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,048/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,814
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,861
−HK$2,080/mo
Today · 4.125%
HK$69,941
baseline
▲ 0.50% · 4.625%
HK$74,197
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,882/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,218
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,181
−HK$1,992/mo
Today · 4.125%
HK$77,173
baseline
▲ 0.50% · 4.625%
HK$81,241
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,346/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,305 · Scale 2, in force from 26 Feb 2026)