LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,565
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$1,155/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$41,223
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,678
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,769
−HK$1,107/mo
Today · 4.125%
HK$42,876
baseline
▲ 0.50% · 4.625%
HK$45,136
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,752/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,878
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,243
−HK$1,387/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,467
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,814
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,123
−HK$1,328/mo
Today · 4.125%
HK$51,451
baseline
▲ 0.50% · 4.625%
HK$54,163
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,902/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,191
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,784
−HK$1,617/mo
Today · 4.125%
HK$54,401
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$3,311/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,802/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,950
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,477
−HK$1,550/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,191
+HK$3,164/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,817
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,865
−HK$2,080/mo
Today · 4.125%
HK$69,945
baseline
▲ 0.50% · 4.625%
HK$74,201
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,890/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,221
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,185
−HK$1,992/mo
Today · 4.125%
HK$77,177
baseline
▲ 0.50% · 4.625%
HK$81,245
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,354/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,334 · Scale 2, in force from 26 Feb 2026)