LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,566
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$1,156/mo
Today · 4.125%
HK$38,859
baseline
▲ 0.50% · 4.625%
HK$41,223
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,718/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,679
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,770
−HK$1,107/mo
Today · 4.125%
HK$42,877
baseline
▲ 0.50% · 4.625%
HK$45,137
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,754/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,879
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,244
−HK$1,386/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,468
+HK$2,838/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,815
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,124
−HK$1,328/mo
Today · 4.125%
HK$51,452
baseline
▲ 0.50% · 4.625%
HK$54,164
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,904/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,192
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,784
−HK$1,618/mo
Today · 4.125%
HK$54,402
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,804/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,950
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,478
−HK$1,549/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,191
+HK$3,164/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,818
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,865
−HK$2,080/mo
Today · 4.125%
HK$69,945
baseline
▲ 0.50% · 4.625%
HK$74,201
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,890/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,222
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,186
−HK$1,992/mo
Today · 4.125%
HK$77,178
baseline
▲ 0.50% · 4.625%
HK$81,246
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,356/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,340 · Scale 2, in force from 26 Feb 2026)