LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,568
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,705
−HK$1,156/mo
Today · 4.125%
HK$38,861
baseline
▲ 0.50% · 4.625%
HK$41,226
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,722/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,681
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,773
−HK$1,106/mo
Today · 4.125%
HK$42,879
baseline
▲ 0.50% · 4.625%
HK$45,140
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,758/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,882
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,247
−HK$1,386/mo
Today · 4.125%
HK$46,633
baseline
▲ 0.50% · 4.625%
HK$49,471
+HK$2,838/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,266/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,818
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,127
−HK$1,328/mo
Today · 4.125%
HK$51,455
baseline
▲ 0.50% · 4.625%
HK$54,168
+HK$2,713/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,910/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,195
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,788
−HK$1,618/mo
Today · 4.125%
HK$54,406
baseline
▲ 0.50% · 4.625%
HK$57,716
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,812/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,954
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,482
−HK$1,549/mo
Today · 4.125%
HK$60,031
baseline
▲ 0.50% · 4.625%
HK$63,195
+HK$3,164/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,062/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,822
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,870
−HK$2,080/mo
Today · 4.125%
HK$69,950
baseline
▲ 0.50% · 4.625%
HK$74,206
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,900/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,227
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,191
−HK$1,992/mo
Today · 4.125%
HK$77,183
baseline
▲ 0.50% · 4.625%
HK$81,251
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,366/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,380 · Scale 2, in force from 26 Feb 2026)