LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,569
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,707
−HK$1,156/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$41,227
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,683
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,774
−HK$1,107/mo
Today · 4.125%
HK$42,881
baseline
▲ 0.50% · 4.625%
HK$45,141
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,762/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,883
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,248
−HK$1,387/mo
Today · 4.125%
HK$46,635
baseline
▲ 0.50% · 4.625%
HK$49,473
+HK$2,838/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,270/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,820
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,129
−HK$1,328/mo
Today · 4.125%
HK$51,457
baseline
▲ 0.50% · 4.625%
HK$54,170
+HK$2,713/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,914/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,197
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,790
−HK$1,618/mo
Today · 4.125%
HK$54,408
baseline
▲ 0.50% · 4.625%
HK$57,718
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,816/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,956
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,484
−HK$1,549/mo
Today · 4.125%
HK$60,033
baseline
▲ 0.50% · 4.625%
HK$63,198
+HK$3,165/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,066/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,825
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,872
−HK$2,081/mo
Today · 4.125%
HK$69,953
baseline
▲ 0.50% · 4.625%
HK$74,209
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,906/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,229
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,193
−HK$1,993/mo
Today · 4.125%
HK$77,186
baseline
▲ 0.50% · 4.625%
HK$81,254
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,372/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,402 · Scale 2, in force from 26 Feb 2026)