LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,572
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,709
−HK$1,156/mo
Today · 4.125%
HK$38,865
baseline
▲ 0.50% · 4.625%
HK$41,230
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,730/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,685
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,777
−HK$1,107/mo
Today · 4.125%
HK$42,884
baseline
▲ 0.50% · 4.625%
HK$45,144
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,768/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,886
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,251
−HK$1,387/mo
Today · 4.125%
HK$46,638
baseline
▲ 0.50% · 4.625%
HK$49,476
+HK$2,838/mo
Deposit HK$6.42M · loan HK$9.62M · min. income ≈ HK$93,276/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,823
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,132
−HK$1,328/mo
Today · 4.125%
HK$51,460
baseline
▲ 0.50% · 4.625%
HK$54,173
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.62M · min. income ≈ HK$102,920/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,200
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,793
−HK$1,618/mo
Today · 4.125%
HK$54,411
baseline
▲ 0.50% · 4.625%
HK$57,722
+HK$3,311/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,822/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,960
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,487
−HK$1,550/mo
Today · 4.125%
HK$60,037
baseline
▲ 0.50% · 4.625%
HK$63,202
+HK$3,165/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,074/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,829
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,876
−HK$2,081/mo
Today · 4.125%
HK$69,957
baseline
▲ 0.50% · 4.625%
HK$74,213
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,914/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,234
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,198
−HK$1,992/mo
Today · 4.125%
HK$77,190
baseline
▲ 0.50% · 4.625%
HK$81,259
+HK$4,069/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,380/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,438 · Scale 2, in force from 26 Feb 2026)