LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,573
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$1,156/mo
Today · 4.125%
HK$38,867
baseline
▲ 0.50% · 4.625%
HK$41,232
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,734/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,688
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,779
−HK$1,107/mo
Today · 4.125%
HK$42,886
baseline
▲ 0.50% · 4.625%
HK$45,146
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,772/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,888
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,253
−HK$1,387/mo
Today · 4.125%
HK$46,640
baseline
▲ 0.50% · 4.625%
HK$49,478
+HK$2,838/mo
Deposit HK$6.42M · loan HK$9.62M · min. income ≈ HK$93,280/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,825
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,135
−HK$1,328/mo
Today · 4.125%
HK$51,463
baseline
▲ 0.50% · 4.625%
HK$54,176
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.62M · min. income ≈ HK$102,926/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,203
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,796
−HK$1,618/mo
Today · 4.125%
HK$54,414
baseline
▲ 0.50% · 4.625%
HK$57,725
+HK$3,311/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,828/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,963
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,490
−HK$1,550/mo
Today · 4.125%
HK$60,040
baseline
▲ 0.50% · 4.625%
HK$63,205
+HK$3,165/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,080/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,832
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,880
−HK$2,081/mo
Today · 4.125%
HK$69,961
baseline
▲ 0.50% · 4.625%
HK$74,217
+HK$4,256/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,922/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,238
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,202
−HK$1,993/mo
Today · 4.125%
HK$77,195
baseline
▲ 0.50% · 4.625%
HK$81,264
+HK$4,069/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,471 · Scale 2, in force from 26 Feb 2026)