LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,577
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,714
−HK$1,156/mo
Today · 4.125%
HK$38,870
baseline
▲ 0.50% · 4.625%
HK$41,235
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,740/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,691
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,782
−HK$1,108/mo
Today · 4.125%
HK$42,890
baseline
▲ 0.50% · 4.625%
HK$45,150
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,780/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,892
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,257
−HK$1,387/mo
Today · 4.125%
HK$46,644
baseline
▲ 0.50% · 4.625%
HK$49,483
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.62M · min. income ≈ HK$93,288/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,829
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,139
−HK$1,328/mo
Today · 4.125%
HK$51,467
baseline
▲ 0.50% · 4.625%
HK$54,180
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.62M · min. income ≈ HK$102,934/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,207
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,800
−HK$1,618/mo
Today · 4.125%
HK$54,418
baseline
▲ 0.50% · 4.625%
HK$57,730
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,836/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,968
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,495
−HK$1,550/mo
Today · 4.125%
HK$60,045
baseline
▲ 0.50% · 4.625%
HK$63,210
+HK$3,165/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,090/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,838
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,886
−HK$2,081/mo
Today · 4.125%
HK$69,967
baseline
▲ 0.50% · 4.625%
HK$74,224
+HK$4,257/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,934/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,244
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,208
−HK$1,993/mo
Today · 4.125%
HK$77,201
baseline
▲ 0.50% · 4.625%
HK$81,271
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,402/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,522 · Scale 2, in force from 26 Feb 2026)