LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,579
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,717
−HK$1,156/mo
Today · 4.125%
HK$38,873
baseline
▲ 0.50% · 4.625%
HK$41,238
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,746/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,694
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,785
−HK$1,107/mo
Today · 4.125%
HK$42,892
baseline
▲ 0.50% · 4.625%
HK$45,153
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,784/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,895
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,388/mo
Today · 4.125%
HK$46,648
baseline
▲ 0.50% · 4.625%
HK$49,486
+HK$2,838/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,296/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,833
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,142
−HK$1,329/mo
Today · 4.125%
HK$51,471
baseline
▲ 0.50% · 4.625%
HK$54,184
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,942/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,211
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,804
−HK$1,618/mo
Today · 4.125%
HK$54,422
baseline
▲ 0.50% · 4.625%
HK$57,734
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,844/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,971
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,499
−HK$1,550/mo
Today · 4.125%
HK$60,049
baseline
▲ 0.50% · 4.625%
HK$63,215
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,098/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,842
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,891
−HK$2,080/mo
Today · 4.125%
HK$69,971
baseline
▲ 0.50% · 4.625%
HK$74,229
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,942/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,249
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,214
−HK$1,992/mo
Today · 4.125%
HK$77,206
baseline
▲ 0.50% · 4.625%
HK$81,276
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,412/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,563 · Scale 2, in force from 26 Feb 2026)