LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,580
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,718
−HK$1,156/mo
Today · 4.125%
HK$38,874
baseline
▲ 0.50% · 4.625%
HK$41,239
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,748/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,695
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,786
−HK$1,107/mo
Today · 4.125%
HK$42,893
baseline
▲ 0.50% · 4.625%
HK$45,154
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,786/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,896
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,261
−HK$1,387/mo
Today · 4.125%
HK$46,648
baseline
▲ 0.50% · 4.625%
HK$49,487
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,296/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,834
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,143
−HK$1,329/mo
Today · 4.125%
HK$51,472
baseline
▲ 0.50% · 4.625%
HK$54,185
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,944/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,212
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,805
−HK$1,618/mo
Today · 4.125%
HK$54,423
baseline
▲ 0.50% · 4.625%
HK$57,735
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,846/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,972
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,500
−HK$1,551/mo
Today · 4.125%
HK$60,051
baseline
▲ 0.50% · 4.625%
HK$63,216
+HK$3,165/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,102/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,844
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,892
−HK$2,081/mo
Today · 4.125%
HK$69,973
baseline
▲ 0.50% · 4.625%
HK$74,230
+HK$4,257/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,946/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,250
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,215
−HK$1,993/mo
Today · 4.125%
HK$77,208
baseline
▲ 0.50% · 4.625%
HK$81,278
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,416/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,574 · Scale 2, in force from 26 Feb 2026)