LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,581
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$1,156/mo
Today · 4.125%
HK$38,875
baseline
▲ 0.50% · 4.625%
HK$41,240
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,750/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,696
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,787
−HK$1,108/mo
Today · 4.125%
HK$42,895
baseline
▲ 0.50% · 4.625%
HK$45,156
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,790/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,897
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,263
−HK$1,387/mo
Today · 4.125%
HK$46,650
baseline
▲ 0.50% · 4.625%
HK$49,488
+HK$2,838/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,300/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,835
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,145
−HK$1,329/mo
Today · 4.125%
HK$51,474
baseline
▲ 0.50% · 4.625%
HK$54,187
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,948/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,213
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,806
−HK$1,619/mo
Today · 4.125%
HK$54,425
baseline
▲ 0.50% · 4.625%
HK$57,736
+HK$3,311/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,850/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,974
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,502
−HK$1,550/mo
Today · 4.125%
HK$60,052
baseline
▲ 0.50% · 4.625%
HK$63,218
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,104/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,846
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,894
−HK$2,081/mo
Today · 4.125%
HK$69,975
baseline
▲ 0.50% · 4.625%
HK$74,233
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,950/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,253
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,217
−HK$1,993/mo
Today · 4.125%
HK$77,210
baseline
▲ 0.50% · 4.625%
HK$81,280
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,420/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,593 · Scale 2, in force from 26 Feb 2026)