LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,582
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,720
−HK$1,156/mo
Today · 4.125%
HK$38,876
baseline
▲ 0.50% · 4.625%
HK$41,241
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,752/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,697
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,788
−HK$1,108/mo
Today · 4.125%
HK$42,896
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,792/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,898
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,264
−HK$1,387/mo
Today · 4.125%
HK$46,651
baseline
▲ 0.50% · 4.625%
HK$49,490
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,302/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,836
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,146
−HK$1,329/mo
Today · 4.125%
HK$51,475
baseline
▲ 0.50% · 4.625%
HK$54,188
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,950/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,215
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,808
−HK$1,618/mo
Today · 4.125%
HK$54,426
baseline
▲ 0.50% · 4.625%
HK$57,738
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,852/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,976
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,504
−HK$1,550/mo
Today · 4.125%
HK$60,054
baseline
▲ 0.50% · 4.625%
HK$63,220
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,108/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,847
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,896
−HK$2,081/mo
Today · 4.125%
HK$69,977
baseline
▲ 0.50% · 4.625%
HK$74,235
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,954/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,255
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,219
−HK$1,993/mo
Today · 4.125%
HK$77,212
baseline
▲ 0.50% · 4.625%
HK$81,282
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,424/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,609 · Scale 2, in force from 26 Feb 2026)