LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,583
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,720
−HK$1,157/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$41,242
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,698
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,789
−HK$1,107/mo
Today · 4.125%
HK$42,896
baseline
▲ 0.50% · 4.625%
HK$45,158
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,792/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,899
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,265
−HK$1,387/mo
Today · 4.125%
HK$46,652
baseline
▲ 0.50% · 4.625%
HK$49,491
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,304/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,837
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,147
−HK$1,329/mo
Today · 4.125%
HK$51,476
baseline
▲ 0.50% · 4.625%
HK$54,189
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,952/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,216
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,809
−HK$1,618/mo
Today · 4.125%
HK$54,427
baseline
▲ 0.50% · 4.625%
HK$57,739
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,854/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,977
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,505
−HK$1,550/mo
Today · 4.125%
HK$60,055
baseline
▲ 0.50% · 4.625%
HK$63,221
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,110/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,849
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,897
−HK$2,081/mo
Today · 4.125%
HK$69,978
baseline
▲ 0.50% · 4.625%
HK$74,236
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,956/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,256
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,221
−HK$1,993/mo
Today · 4.125%
HK$77,214
baseline
▲ 0.50% · 4.625%
HK$81,284
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,428/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,619 · Scale 2, in force from 26 Feb 2026)