LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,584
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,722
−HK$1,156/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$41,243
+HK$2,365/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,699
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,790
−HK$1,108/mo
Today · 4.125%
HK$42,898
baseline
▲ 0.50% · 4.625%
HK$45,159
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,796/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,900
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,266
−HK$1,387/mo
Today · 4.125%
HK$46,653
baseline
▲ 0.50% · 4.625%
HK$49,492
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,306/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,839
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,149
−HK$1,328/mo
Today · 4.125%
HK$51,477
baseline
▲ 0.50% · 4.625%
HK$54,191
+HK$2,714/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,954/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,217
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,810
−HK$1,619/mo
Today · 4.125%
HK$54,429
baseline
▲ 0.50% · 4.625%
HK$57,741
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,858/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,979
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,507
−HK$1,550/mo
Today · 4.125%
HK$60,057
baseline
▲ 0.50% · 4.625%
HK$63,223
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,114/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,851
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,899
−HK$2,081/mo
Today · 4.125%
HK$69,980
baseline
▲ 0.50% · 4.625%
HK$74,238
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,960/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,258
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,223
−HK$1,993/mo
Today · 4.125%
HK$77,216
baseline
▲ 0.50% · 4.625%
HK$81,286
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,432/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,638 · Scale 2, in force from 26 Feb 2026)