LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,584
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,722
−HK$1,156/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$41,244
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,699
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,791
−HK$1,107/mo
Today · 4.125%
HK$42,898
baseline
▲ 0.50% · 4.625%
HK$45,159
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,796/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,901
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,266
−HK$1,388/mo
Today · 4.125%
HK$46,654
baseline
▲ 0.50% · 4.625%
HK$49,493
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,308/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,839
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,149
−HK$1,329/mo
Today · 4.125%
HK$51,478
baseline
▲ 0.50% · 4.625%
HK$54,191
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,956/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,218
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,811
−HK$1,618/mo
Today · 4.125%
HK$54,429
baseline
▲ 0.50% · 4.625%
HK$57,741
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,858/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,979
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,507
−HK$1,550/mo
Today · 4.125%
HK$60,057
baseline
▲ 0.50% · 4.625%
HK$63,223
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,114/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,851
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,900
−HK$2,081/mo
Today · 4.125%
HK$69,981
baseline
▲ 0.50% · 4.625%
HK$74,239
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,962/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,259
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,224
−HK$1,993/mo
Today · 4.125%
HK$77,217
baseline
▲ 0.50% · 4.625%
HK$81,287
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,434/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,644 · Scale 2, in force from 26 Feb 2026)