LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,586
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,724
−HK$1,156/mo
Today · 4.125%
HK$38,880
baseline
▲ 0.50% · 4.625%
HK$41,246
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,760/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,701
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,793
−HK$1,107/mo
Today · 4.125%
HK$42,900
baseline
▲ 0.50% · 4.625%
HK$45,161
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,800/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,903
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,268
−HK$1,388/mo
Today · 4.125%
HK$46,656
baseline
▲ 0.50% · 4.625%
HK$49,495
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,312/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,841
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,151
−HK$1,329/mo
Today · 4.125%
HK$51,480
baseline
▲ 0.50% · 4.625%
HK$54,194
+HK$2,714/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,960/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,220
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,813
−HK$1,619/mo
Today · 4.125%
HK$54,432
baseline
▲ 0.50% · 4.625%
HK$57,744
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,864/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,982
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,510
−HK$1,550/mo
Today · 4.125%
HK$60,060
baseline
▲ 0.50% · 4.625%
HK$63,226
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,120/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,854
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,903
−HK$2,081/mo
Today · 4.125%
HK$69,984
baseline
▲ 0.50% · 4.625%
HK$74,242
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,968/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,262
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,227
−HK$1,993/mo
Today · 4.125%
HK$77,220
baseline
▲ 0.50% · 4.625%
HK$81,291
+HK$4,071/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,440/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,671 · Scale 2, in force from 26 Feb 2026)