LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,586
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,724
−HK$1,156/mo
Today · 4.125%
HK$38,880
baseline
▲ 0.50% · 4.625%
HK$41,246
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,760/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,702
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,793
−HK$1,108/mo
Today · 4.125%
HK$42,901
baseline
▲ 0.50% · 4.625%
HK$45,162
+HK$2,261/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,802/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,903
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,269
−HK$1,387/mo
Today · 4.125%
HK$46,656
baseline
▲ 0.50% · 4.625%
HK$49,495
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,312/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,842
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,152
−HK$1,329/mo
Today · 4.125%
HK$51,481
baseline
▲ 0.50% · 4.625%
HK$54,194
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,962/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,220
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,814
−HK$1,618/mo
Today · 4.125%
HK$54,432
baseline
▲ 0.50% · 4.625%
HK$57,744
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,864/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,982
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,510
−HK$1,551/mo
Today · 4.125%
HK$60,061
baseline
▲ 0.50% · 4.625%
HK$63,227
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,122/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,855
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,903
−HK$2,082/mo
Today · 4.125%
HK$69,985
baseline
▲ 0.50% · 4.625%
HK$74,243
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,970/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,263
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,228
−HK$1,993/mo
Today · 4.125%
HK$77,221
baseline
▲ 0.50% · 4.625%
HK$81,291
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,442/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,677 · Scale 2, in force from 26 Feb 2026)