LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,587
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,725
−HK$1,156/mo
Today · 4.125%
HK$38,881
baseline
▲ 0.50% · 4.625%
HK$41,247
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,762/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,702
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,794
−HK$1,107/mo
Today · 4.125%
HK$42,901
baseline
▲ 0.50% · 4.625%
HK$45,163
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,802/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,904
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,270
−HK$1,387/mo
Today · 4.125%
HK$46,657
baseline
▲ 0.50% · 4.625%
HK$49,496
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,314/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,843
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,153
−HK$1,329/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,195
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,221
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,815
−HK$1,618/mo
Today · 4.125%
HK$54,433
baseline
▲ 0.50% · 4.625%
HK$57,745
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,866/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,983
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,511
−HK$1,551/mo
Today · 4.125%
HK$60,062
baseline
▲ 0.50% · 4.625%
HK$63,228
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,124/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,856
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,904
−HK$2,082/mo
Today · 4.125%
HK$69,986
baseline
▲ 0.50% · 4.625%
HK$74,244
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,972/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,264
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,229
−HK$1,993/mo
Today · 4.125%
HK$77,222
baseline
▲ 0.50% · 4.625%
HK$81,293
+HK$4,071/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,444/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,687 · Scale 2, in force from 26 Feb 2026)