LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,587
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,726
−HK$1,156/mo
Today · 4.125%
HK$38,882
baseline
▲ 0.50% · 4.625%
HK$41,248
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,764/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,703
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,795
−HK$1,107/mo
Today · 4.125%
HK$42,902
baseline
▲ 0.50% · 4.625%
HK$45,164
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,804/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,905
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,271
−HK$1,387/mo
Today · 4.125%
HK$46,658
baseline
▲ 0.50% · 4.625%
HK$49,497
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,316/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,844
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,154
−HK$1,329/mo
Today · 4.125%
HK$51,483
baseline
▲ 0.50% · 4.625%
HK$54,196
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,966/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,222
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,816
−HK$1,619/mo
Today · 4.125%
HK$54,435
baseline
▲ 0.50% · 4.625%
HK$57,747
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,870/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,984
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,513
−HK$1,550/mo
Today · 4.125%
HK$60,063
baseline
▲ 0.50% · 4.625%
HK$63,229
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,126/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,857
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$2,081/mo
Today · 4.125%
HK$69,987
baseline
▲ 0.50% · 4.625%
HK$74,246
+HK$4,259/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,974/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,266
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,231
−HK$1,993/mo
Today · 4.125%
HK$77,224
baseline
▲ 0.50% · 4.625%
HK$81,295
+HK$4,071/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,448/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,700 · Scale 2, in force from 26 Feb 2026)