LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,588
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,726
−HK$1,157/mo
Today · 4.125%
HK$38,883
baseline
▲ 0.50% · 4.625%
HK$41,249
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,766/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,704
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,796
−HK$1,107/mo
Today · 4.125%
HK$42,903
baseline
▲ 0.50% · 4.625%
HK$45,165
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,806/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,906
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,272
−HK$1,387/mo
Today · 4.125%
HK$46,659
baseline
▲ 0.50% · 4.625%
HK$49,498
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,318/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,845
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,155
−HK$1,329/mo
Today · 4.125%
HK$51,484
baseline
▲ 0.50% · 4.625%
HK$54,197
+HK$2,713/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,968/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,223
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,817
−HK$1,619/mo
Today · 4.125%
HK$54,436
baseline
▲ 0.50% · 4.625%
HK$57,748
+HK$3,312/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,872/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,986
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,514
−HK$1,550/mo
Today · 4.125%
HK$60,064
baseline
▲ 0.50% · 4.625%
HK$63,230
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,128/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,859
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,907
−HK$2,082/mo
Today · 4.125%
HK$69,989
baseline
▲ 0.50% · 4.625%
HK$74,247
+HK$4,258/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,978/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,267
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,232
−HK$1,994/mo
Today · 4.125%
HK$77,226
baseline
▲ 0.50% · 4.625%
HK$81,296
+HK$4,070/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,452/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,712 · Scale 2, in force from 26 Feb 2026)