LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,591
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,730
−HK$1,156/mo
Today · 4.125%
HK$38,886
baseline
▲ 0.50% · 4.625%
HK$41,252
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,772/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,708
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,108/mo
Today · 4.125%
HK$42,907
baseline
▲ 0.50% · 4.625%
HK$45,169
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,814/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,910
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,276
−HK$1,387/mo
Today · 4.125%
HK$46,663
baseline
▲ 0.50% · 4.625%
HK$49,503
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,326/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,849
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,159
−HK$1,329/mo
Today · 4.125%
HK$51,488
baseline
▲ 0.50% · 4.625%
HK$54,202
+HK$2,714/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,976/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,228
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,821
−HK$1,619/mo
Today · 4.125%
HK$54,440
baseline
▲ 0.50% · 4.625%
HK$57,753
+HK$3,313/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,880/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,991
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,519
−HK$1,551/mo
Today · 4.125%
HK$60,070
baseline
▲ 0.50% · 4.625%
HK$63,236
+HK$3,166/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,140/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,865
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,913
−HK$2,082/mo
Today · 4.125%
HK$69,995
baseline
▲ 0.50% · 4.625%
HK$74,254
+HK$4,259/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,990/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,274
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,239
−HK$1,993/mo
Today · 4.125%
HK$77,232
baseline
▲ 0.50% · 4.625%
HK$81,303
+HK$4,071/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,464/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,765 · Scale 2, in force from 26 Feb 2026)