LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,593
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,731
−HK$1,156/mo
Today · 4.125%
HK$38,887
baseline
▲ 0.50% · 4.625%
HK$41,253
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,774/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,709
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,801
−HK$1,107/mo
Today · 4.125%
HK$42,908
baseline
▲ 0.50% · 4.625%
HK$45,170
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,816/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,911
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,277
−HK$1,388/mo
Today · 4.125%
HK$46,665
baseline
▲ 0.50% · 4.625%
HK$49,504
+HK$2,839/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,330/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,851
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,161
−HK$1,329/mo
Today · 4.125%
HK$51,490
baseline
▲ 0.50% · 4.625%
HK$54,204
+HK$2,714/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,980/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,230
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,619/mo
Today · 4.125%
HK$54,442
baseline
▲ 0.50% · 4.625%
HK$57,755
+HK$3,313/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,884/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,992
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,550/mo
Today · 4.125%
HK$60,071
baseline
▲ 0.50% · 4.625%
HK$63,238
+HK$3,167/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,142/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,867
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,915
−HK$2,082/mo
Today · 4.125%
HK$69,997
baseline
▲ 0.50% · 4.625%
HK$74,256
+HK$4,259/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$139,994/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,276
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,241
−HK$1,994/mo
Today · 4.125%
HK$77,235
baseline
▲ 0.50% · 4.625%
HK$81,306
+HK$4,071/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,470/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,784 · Scale 2, in force from 26 Feb 2026)