LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,597
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,735
−HK$1,157/mo
Today · 4.125%
HK$38,892
baseline
▲ 0.50% · 4.625%
HK$41,259
+HK$2,367/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,784/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,714
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,806
−HK$1,108/mo
Today · 4.125%
HK$42,914
baseline
▲ 0.50% · 4.625%
HK$45,176
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,828/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,917
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,283
−HK$1,387/mo
Today · 4.125%
HK$46,670
baseline
▲ 0.50% · 4.625%
HK$49,510
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,340/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,857
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,167
−HK$1,329/mo
Today · 4.125%
HK$51,496
baseline
▲ 0.50% · 4.625%
HK$54,211
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,992/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,236
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,830
−HK$1,619/mo
Today · 4.125%
HK$54,449
baseline
▲ 0.50% · 4.625%
HK$57,762
+HK$3,313/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,898/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,000
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,528
−HK$1,551/mo
Today · 4.125%
HK$60,079
baseline
▲ 0.50% · 4.625%
HK$63,246
+HK$3,167/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,158/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,875
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,924
−HK$2,082/mo
Today · 4.125%
HK$70,006
baseline
▲ 0.50% · 4.625%
HK$74,265
+HK$4,259/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$140,012/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,285
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,251
−HK$1,993/mo
Today · 4.125%
HK$77,244
baseline
▲ 0.50% · 4.625%
HK$81,316
+HK$4,072/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,488/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,859 · Scale 2, in force from 26 Feb 2026)