LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,598
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,157/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$41,259
+HK$2,366/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,715
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,806
−HK$1,108/mo
Today · 4.125%
HK$42,914
baseline
▲ 0.50% · 4.625%
HK$45,176
+HK$2,262/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,828/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,917
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,283
−HK$1,388/mo
Today · 4.125%
HK$46,671
baseline
▲ 0.50% · 4.625%
HK$49,511
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,342/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,857
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,168
−HK$1,329/mo
Today · 4.125%
HK$51,497
baseline
▲ 0.50% · 4.625%
HK$54,212
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,994/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,237
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,831
−HK$1,619/mo
Today · 4.125%
HK$54,450
baseline
▲ 0.50% · 4.625%
HK$57,763
+HK$3,313/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$108,900/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,000
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,529
−HK$1,551/mo
Today · 4.125%
HK$60,080
baseline
▲ 0.50% · 4.625%
HK$63,247
+HK$3,167/mo
Deposit HK$4.81M · loan HK$11.23M · min. income ≈ HK$120,160/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,876
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,925
−HK$2,082/mo
Today · 4.125%
HK$70,007
baseline
▲ 0.50% · 4.625%
HK$74,267
+HK$4,260/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$140,014/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,286
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,252
−HK$1,994/mo
Today · 4.125%
HK$77,246
baseline
▲ 0.50% · 4.625%
HK$81,317
+HK$4,071/mo
Deposit HK$1.60M · loan HK$14.44M · min. income ≈ HK$154,492/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,868 · Scale 2, in force from 26 Feb 2026)