LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,598
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,737
−HK$1,157/mo
Today · 4.125%
HK$38,894
baseline
▲ 0.50% · 4.625%
HK$41,260
+HK$2,366/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,788/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,715
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,108/mo
Today · 4.125%
HK$42,915
baseline
▲ 0.50% · 4.625%
HK$45,177
+HK$2,262/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,830/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,918
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,284
−HK$1,388/mo
Today · 4.125%
HK$46,672
baseline
▲ 0.50% · 4.625%
HK$49,512
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,344/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,859
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,329/mo
Today · 4.125%
HK$51,498
baseline
▲ 0.50% · 4.625%
HK$54,213
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$102,996/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,238
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,832
−HK$1,619/mo
Today · 4.125%
HK$54,451
baseline
▲ 0.50% · 4.625%
HK$57,764
+HK$3,313/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,902/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,002
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,530
−HK$1,551/mo
Today · 4.125%
HK$60,081
baseline
▲ 0.50% · 4.625%
HK$63,248
+HK$3,167/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,162/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,877
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,926
−HK$2,082/mo
Today · 4.125%
HK$70,008
baseline
▲ 0.50% · 4.625%
HK$74,268
+HK$4,260/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,016/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,288
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,253
−HK$1,994/mo
Today · 4.125%
HK$77,247
baseline
▲ 0.50% · 4.625%
HK$81,319
+HK$4,072/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,494/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,881 · Scale 2, in force from 26 Feb 2026)