LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,600
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,739
−HK$1,156/mo
Today · 4.125%
HK$38,895
baseline
▲ 0.50% · 4.625%
HK$41,262
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,790/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,717
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,809
−HK$1,108/mo
Today · 4.125%
HK$42,917
baseline
▲ 0.50% · 4.625%
HK$45,179
+HK$2,262/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,834/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,920
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,286
−HK$1,388/mo
Today · 4.125%
HK$46,674
baseline
▲ 0.50% · 4.625%
HK$49,515
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,348/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,861
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,171
−HK$1,330/mo
Today · 4.125%
HK$51,501
baseline
▲ 0.50% · 4.625%
HK$54,215
+HK$2,714/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,002/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,240
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,620/mo
Today · 4.125%
HK$54,454
baseline
▲ 0.50% · 4.625%
HK$57,767
+HK$3,313/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,908/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,004
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,533
−HK$1,551/mo
Today · 4.125%
HK$60,084
baseline
▲ 0.50% · 4.625%
HK$63,251
+HK$3,167/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,168/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,880
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,930
−HK$2,082/mo
Today · 4.125%
HK$70,012
baseline
▲ 0.50% · 4.625%
HK$74,272
+HK$4,260/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,024/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,291
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,257
−HK$1,994/mo
Today · 4.125%
HK$77,251
baseline
▲ 0.50% · 4.625%
HK$81,323
+HK$4,072/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,502/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,910 · Scale 2, in force from 26 Feb 2026)