LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,604
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,742
−HK$1,157/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$41,266
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,721
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,813
−HK$1,108/mo
Today · 4.125%
HK$42,921
baseline
▲ 0.50% · 4.625%
HK$45,184
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,842/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,924
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,291
−HK$1,388/mo
Today · 4.125%
HK$46,679
baseline
▲ 0.50% · 4.625%
HK$49,519
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,358/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,865
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,176
−HK$1,330/mo
Today · 4.125%
HK$51,506
baseline
▲ 0.50% · 4.625%
HK$54,220
+HK$2,714/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,012/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,245
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,839
−HK$1,620/mo
Today · 4.125%
HK$54,459
baseline
▲ 0.50% · 4.625%
HK$57,772
+HK$3,313/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,918/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,010
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,539
−HK$1,551/mo
Today · 4.125%
HK$60,090
baseline
▲ 0.50% · 4.625%
HK$63,257
+HK$3,167/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,180/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,887
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,936
−HK$2,082/mo
Today · 4.125%
HK$70,018
baseline
▲ 0.50% · 4.625%
HK$74,279
+HK$4,261/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,036/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,298
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,264
−HK$1,994/mo
Today · 4.125%
HK$77,258
baseline
▲ 0.50% · 4.625%
HK$81,331
+HK$4,073/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,516/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,967 · Scale 2, in force from 26 Feb 2026)