LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,604
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,743
−HK$1,156/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$41,266
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,722
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,814
−HK$1,108/mo
Today · 4.125%
HK$42,922
baseline
▲ 0.50% · 4.625%
HK$45,184
+HK$2,262/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,844/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,925
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,291
−HK$1,388/mo
Today · 4.125%
HK$46,679
baseline
▲ 0.50% · 4.625%
HK$49,520
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,358/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,866
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,176
−HK$1,330/mo
Today · 4.125%
HK$51,506
baseline
▲ 0.50% · 4.625%
HK$54,221
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,012/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,246
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,840
−HK$1,619/mo
Today · 4.125%
HK$54,459
baseline
▲ 0.50% · 4.625%
HK$57,773
+HK$3,314/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,918/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,010
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,539
−HK$1,551/mo
Today · 4.125%
HK$60,090
baseline
▲ 0.50% · 4.625%
HK$63,258
+HK$3,168/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,180/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,887
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,937
−HK$2,082/mo
Today · 4.125%
HK$70,019
baseline
▲ 0.50% · 4.625%
HK$74,279
+HK$4,260/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,038/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,299
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,265
−HK$1,994/mo
Today · 4.125%
HK$77,259
baseline
▲ 0.50% · 4.625%
HK$81,331
+HK$4,072/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,518/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$601,973 · Scale 2, in force from 26 Feb 2026)