LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,606
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,744
−HK$1,157/mo
Today · 4.125%
HK$38,901
baseline
▲ 0.50% · 4.625%
HK$41,268
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,802/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,724
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,816
−HK$1,108/mo
Today · 4.125%
HK$42,924
baseline
▲ 0.50% · 4.625%
HK$45,186
+HK$2,262/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,848/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,927
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,293
−HK$1,389/mo
Today · 4.125%
HK$46,682
baseline
▲ 0.50% · 4.625%
HK$49,522
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,364/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,868
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,179
−HK$1,329/mo
Today · 4.125%
HK$51,508
baseline
▲ 0.50% · 4.625%
HK$54,224
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,016/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,248
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,842
−HK$1,620/mo
Today · 4.125%
HK$54,462
baseline
▲ 0.50% · 4.625%
HK$57,776
+HK$3,314/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,924/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,013
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,542
−HK$1,551/mo
Today · 4.125%
HK$60,093
baseline
▲ 0.50% · 4.625%
HK$63,261
+HK$3,168/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,186/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,890
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,940
−HK$2,082/mo
Today · 4.125%
HK$70,022
baseline
▲ 0.50% · 4.625%
HK$74,283
+HK$4,261/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,044/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,302
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,268
−HK$1,995/mo
Today · 4.125%
HK$77,263
baseline
▲ 0.50% · 4.625%
HK$81,335
+HK$4,072/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,526/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,002 · Scale 2, in force from 26 Feb 2026)