LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,607
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,157/mo
Today · 4.125%
HK$38,903
baseline
▲ 0.50% · 4.625%
HK$41,270
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,806/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,725
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,108/mo
Today · 4.125%
HK$42,926
baseline
▲ 0.50% · 4.625%
HK$45,188
+HK$2,262/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,852/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,929
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,295
−HK$1,389/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,524
+HK$2,840/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,870
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,181
−HK$1,330/mo
Today · 4.125%
HK$51,511
baseline
▲ 0.50% · 4.625%
HK$54,226
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,022/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,250
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,845
−HK$1,619/mo
Today · 4.125%
HK$54,464
baseline
▲ 0.50% · 4.625%
HK$57,778
+HK$3,314/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,928/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,016
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,545
−HK$1,551/mo
Today · 4.125%
HK$60,096
baseline
▲ 0.50% · 4.625%
HK$63,264
+HK$3,168/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,192/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,893
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,943
−HK$2,082/mo
Today · 4.125%
HK$70,025
baseline
▲ 0.50% · 4.625%
HK$74,286
+HK$4,261/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,050/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,306
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,272
−HK$1,994/mo
Today · 4.125%
HK$77,266
baseline
▲ 0.50% · 4.625%
HK$81,339
+HK$4,073/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,532/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,029 · Scale 2, in force from 26 Feb 2026)