LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,608
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,157/mo
Today · 4.125%
HK$38,904
baseline
▲ 0.50% · 4.625%
HK$41,271
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,808/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,726
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,108/mo
Today · 4.125%
HK$42,926
baseline
▲ 0.50% · 4.625%
HK$45,189
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,852/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,930
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,388/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,525
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,871
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,182
−HK$1,330/mo
Today · 4.125%
HK$51,512
baseline
▲ 0.50% · 4.625%
HK$54,227
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,024/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,251
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,845
−HK$1,620/mo
Today · 4.125%
HK$54,465
baseline
▲ 0.50% · 4.625%
HK$57,779
+HK$3,314/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,930/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,016
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,546
−HK$1,551/mo
Today · 4.125%
HK$60,097
baseline
▲ 0.50% · 4.625%
HK$63,265
+HK$3,168/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,194/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,894
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,944
−HK$2,083/mo
Today · 4.125%
HK$70,027
baseline
▲ 0.50% · 4.625%
HK$74,288
+HK$4,261/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,054/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,307
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,273
−HK$1,994/mo
Today · 4.125%
HK$77,267
baseline
▲ 0.50% · 4.625%
HK$81,340
+HK$4,073/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,534/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,038 · Scale 2, in force from 26 Feb 2026)