LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,613
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,751
−HK$1,158/mo
Today · 4.125%
HK$38,909
baseline
▲ 0.50% · 4.625%
HK$41,276
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,818/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,731
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,824
−HK$1,108/mo
Today · 4.125%
HK$42,932
baseline
▲ 0.50% · 4.625%
HK$45,195
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,864/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,935
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,302
−HK$1,388/mo
Today · 4.125%
HK$46,690
baseline
▲ 0.50% · 4.625%
HK$49,531
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,380/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,877
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,188
−HK$1,330/mo
Today · 4.125%
HK$51,518
baseline
▲ 0.50% · 4.625%
HK$54,234
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,036/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,258
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,852
−HK$1,620/mo
Today · 4.125%
HK$54,472
baseline
▲ 0.50% · 4.625%
HK$57,786
+HK$3,314/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,944/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,024
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,553
−HK$1,551/mo
Today · 4.125%
HK$60,104
baseline
▲ 0.50% · 4.625%
HK$63,273
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,208/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,903
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,953
−HK$2,082/mo
Today · 4.125%
HK$70,035
baseline
▲ 0.50% · 4.625%
HK$74,297
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,070/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,316
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,282
−HK$1,995/mo
Today · 4.125%
HK$77,277
baseline
▲ 0.50% · 4.625%
HK$81,350
+HK$4,073/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,554/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,113 · Scale 2, in force from 26 Feb 2026)