LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,614
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,753
−HK$1,157/mo
Today · 4.125%
HK$38,910
baseline
▲ 0.50% · 4.625%
HK$41,278
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,820/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,733
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,825
−HK$1,109/mo
Today · 4.125%
HK$42,934
baseline
▲ 0.50% · 4.625%
HK$45,197
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,868/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,937
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,304
−HK$1,388/mo
Today · 4.125%
HK$46,692
baseline
▲ 0.50% · 4.625%
HK$49,533
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,384/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,880
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,190
−HK$1,330/mo
Today · 4.125%
HK$51,520
baseline
▲ 0.50% · 4.625%
HK$54,236
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,040/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,260
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,854
−HK$1,620/mo
Today · 4.125%
HK$54,474
baseline
▲ 0.50% · 4.625%
HK$57,789
+HK$3,315/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,948/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,026
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,556
−HK$1,551/mo
Today · 4.125%
HK$60,107
baseline
▲ 0.50% · 4.625%
HK$63,275
+HK$3,168/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,214/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,906
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,956
−HK$2,082/mo
Today · 4.125%
HK$70,038
baseline
▲ 0.50% · 4.625%
HK$74,300
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,076/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,319
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,286
−HK$1,995/mo
Today · 4.125%
HK$77,281
baseline
▲ 0.50% · 4.625%
HK$81,354
+HK$4,073/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,562/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,141 · Scale 2, in force from 26 Feb 2026)