LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,615
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,753
−HK$1,158/mo
Today · 4.125%
HK$38,911
baseline
▲ 0.50% · 4.625%
HK$41,278
+HK$2,367/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,822/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,733
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,826
−HK$1,108/mo
Today · 4.125%
HK$42,934
baseline
▲ 0.50% · 4.625%
HK$45,197
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,868/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,937
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,304
−HK$1,389/mo
Today · 4.125%
HK$46,693
baseline
▲ 0.50% · 4.625%
HK$49,534
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$93,386/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,880
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,191
−HK$1,330/mo
Today · 4.125%
HK$51,521
baseline
▲ 0.50% · 4.625%
HK$54,236
+HK$2,715/mo
Deposit HK$6.42M · loan HK$9.63M · min. income ≈ HK$103,042/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,260
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,855
−HK$1,620/mo
Today · 4.125%
HK$54,475
baseline
▲ 0.50% · 4.625%
HK$57,789
+HK$3,314/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,950/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,027
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,556
−HK$1,552/mo
Today · 4.125%
HK$60,108
baseline
▲ 0.50% · 4.625%
HK$63,276
+HK$3,168/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,216/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,906
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,956
−HK$2,083/mo
Today · 4.125%
HK$70,039
baseline
▲ 0.50% · 4.625%
HK$74,301
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,078/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,320
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,286
−HK$1,995/mo
Today · 4.125%
HK$77,281
baseline
▲ 0.50% · 4.625%
HK$81,355
+HK$4,074/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,562/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,145 · Scale 2, in force from 26 Feb 2026)