LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,618
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,158/mo
Today · 4.125%
HK$38,915
baseline
▲ 0.50% · 4.625%
HK$41,283
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,830/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,738
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,830
−HK$1,109/mo
Today · 4.125%
HK$42,939
baseline
▲ 0.50% · 4.625%
HK$45,202
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,878/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,942
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,309
−HK$1,389/mo
Today · 4.125%
HK$46,698
baseline
▲ 0.50% · 4.625%
HK$49,539
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,396/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,885
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,196
−HK$1,330/mo
Today · 4.125%
HK$51,526
baseline
▲ 0.50% · 4.625%
HK$54,242
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,052/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,266
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,621/mo
Today · 4.125%
HK$54,481
baseline
▲ 0.50% · 4.625%
HK$57,796
+HK$3,315/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,962/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,033
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,562
−HK$1,552/mo
Today · 4.125%
HK$60,114
baseline
▲ 0.50% · 4.625%
HK$63,283
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,228/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,913
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,963
−HK$2,084/mo
Today · 4.125%
HK$70,047
baseline
▲ 0.50% · 4.625%
HK$74,309
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,094/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,328
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,294
−HK$1,995/mo
Today · 4.125%
HK$77,289
baseline
▲ 0.50% · 4.625%
HK$81,363
+HK$4,074/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,578/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,210 · Scale 2, in force from 26 Feb 2026)