LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,621
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,760
−HK$1,157/mo
Today · 4.125%
HK$38,917
baseline
▲ 0.50% · 4.625%
HK$41,285
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,834/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,740
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,833
−HK$1,108/mo
Today · 4.125%
HK$42,941
baseline
▲ 0.50% · 4.625%
HK$45,205
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,882/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,945
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,312
−HK$1,389/mo
Today · 4.125%
HK$46,701
baseline
▲ 0.50% · 4.625%
HK$49,542
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,402/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,888
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,199
−HK$1,330/mo
Today · 4.125%
HK$51,529
baseline
▲ 0.50% · 4.625%
HK$54,246
+HK$2,717/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,058/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,269
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,864
−HK$1,620/mo
Today · 4.125%
HK$54,484
baseline
▲ 0.50% · 4.625%
HK$57,799
+HK$3,315/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,968/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,036
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,566
−HK$1,552/mo
Today · 4.125%
HK$60,118
baseline
▲ 0.50% · 4.625%
HK$63,287
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,236/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,917
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,968
−HK$2,083/mo
Today · 4.125%
HK$70,051
baseline
▲ 0.50% · 4.625%
HK$74,313
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,102/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,332
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,299
−HK$1,995/mo
Today · 4.125%
HK$77,294
baseline
▲ 0.50% · 4.625%
HK$81,369
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,588/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,247 · Scale 2, in force from 26 Feb 2026)