LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,622
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,158/mo
Today · 4.125%
HK$38,919
baseline
▲ 0.50% · 4.625%
HK$41,287
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,838/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,742
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,108/mo
Today · 4.125%
HK$42,943
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,886/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,947
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,314
−HK$1,389/mo
Today · 4.125%
HK$46,703
baseline
▲ 0.50% · 4.625%
HK$49,544
+HK$2,841/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,406/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,890
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,201
−HK$1,331/mo
Today · 4.125%
HK$51,532
baseline
▲ 0.50% · 4.625%
HK$54,248
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,064/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,271
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,866
−HK$1,620/mo
Today · 4.125%
HK$54,486
baseline
▲ 0.50% · 4.625%
HK$57,802
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,972/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,039
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,568
−HK$1,552/mo
Today · 4.125%
HK$60,120
baseline
▲ 0.50% · 4.625%
HK$63,289
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,240/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,920
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,970
−HK$2,084/mo
Today · 4.125%
HK$70,054
baseline
▲ 0.50% · 4.625%
HK$74,316
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,108/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,335
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,302
−HK$1,995/mo
Today · 4.125%
HK$77,297
baseline
▲ 0.50% · 4.625%
HK$81,372
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,594/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,272 · Scale 2, in force from 26 Feb 2026)