LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,623
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,762
−HK$1,157/mo
Today · 4.125%
HK$38,919
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,838/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,743
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,109/mo
Today · 4.125%
HK$42,944
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,888/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,948
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,315
−HK$1,388/mo
Today · 4.125%
HK$46,703
baseline
▲ 0.50% · 4.625%
HK$49,545
+HK$2,842/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,406/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,891
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,202
−HK$1,331/mo
Today · 4.125%
HK$51,533
baseline
▲ 0.50% · 4.625%
HK$54,249
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,066/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,272
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,867
−HK$1,620/mo
Today · 4.125%
HK$54,487
baseline
▲ 0.50% · 4.625%
HK$57,803
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,974/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,040
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,569
−HK$1,552/mo
Today · 4.125%
HK$60,121
baseline
▲ 0.50% · 4.625%
HK$63,290
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,242/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,921
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,972
−HK$2,083/mo
Today · 4.125%
HK$70,055
baseline
▲ 0.50% · 4.625%
HK$74,318
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$140,110/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,337
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,304
−HK$1,995/mo
Today · 4.125%
HK$77,299
baseline
▲ 0.50% · 4.625%
HK$81,373
+HK$4,074/mo
Deposit HK$1.61M · loan HK$14.45M · min. income ≈ HK$154,598/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,283 · Scale 2, in force from 26 Feb 2026)