LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,624
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,763
−HK$1,157/mo
Today · 4.125%
HK$38,920
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,840/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,743
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,836
−HK$1,109/mo
Today · 4.125%
HK$42,945
baseline
▲ 0.50% · 4.625%
HK$45,208
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,890/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,948
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,315
−HK$1,389/mo
Today · 4.125%
HK$46,704
baseline
▲ 0.50% · 4.625%
HK$49,546
+HK$2,842/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,408/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,892
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,203
−HK$1,331/mo
Today · 4.125%
HK$51,534
baseline
▲ 0.50% · 4.625%
HK$54,250
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,068/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,273
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,868
−HK$1,620/mo
Today · 4.125%
HK$54,488
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,976/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,041
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,571
−HK$1,551/mo
Today · 4.125%
HK$60,122
baseline
▲ 0.50% · 4.625%
HK$63,292
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,244/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,923
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,973
−HK$2,083/mo
Today · 4.125%
HK$70,056
baseline
▲ 0.50% · 4.625%
HK$74,319
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,112/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,338
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,305
−HK$1,995/mo
Today · 4.125%
HK$77,300
baseline
▲ 0.50% · 4.625%
HK$81,375
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,600/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,295 · Scale 2, in force from 26 Feb 2026)