LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,624
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,763
−HK$1,158/mo
Today · 4.125%
HK$38,921
baseline
▲ 0.50% · 4.625%
HK$41,289
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,842/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,744
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,108/mo
Today · 4.125%
HK$42,945
baseline
▲ 0.50% · 4.625%
HK$45,209
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,890/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,949
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,389/mo
Today · 4.125%
HK$46,705
baseline
▲ 0.50% · 4.625%
HK$49,547
+HK$2,842/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,410/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,204
−HK$1,330/mo
Today · 4.125%
HK$51,534
baseline
▲ 0.50% · 4.625%
HK$54,251
+HK$2,717/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,068/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,274
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,869
−HK$1,620/mo
Today · 4.125%
HK$54,489
baseline
▲ 0.50% · 4.625%
HK$57,805
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,978/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,042
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,571
−HK$1,552/mo
Today · 4.125%
HK$60,123
baseline
▲ 0.50% · 4.625%
HK$63,293
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,246/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,923
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,974
−HK$2,083/mo
Today · 4.125%
HK$70,057
baseline
▲ 0.50% · 4.625%
HK$74,320
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,114/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,339
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,306
−HK$1,995/mo
Today · 4.125%
HK$77,301
baseline
▲ 0.50% · 4.625%
HK$81,376
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,602/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,303 · Scale 2, in force from 26 Feb 2026)