LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,625
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,157/mo
Today · 4.125%
HK$38,921
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,842/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,744
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,109/mo
Today · 4.125%
HK$42,946
baseline
▲ 0.50% · 4.625%
HK$45,209
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,892/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,949
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,317
−HK$1,388/mo
Today · 4.125%
HK$46,705
baseline
▲ 0.50% · 4.625%
HK$49,547
+HK$2,842/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,410/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,330/mo
Today · 4.125%
HK$51,535
baseline
▲ 0.50% · 4.625%
HK$54,251
+HK$2,716/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,070/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,274
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,869
−HK$1,621/mo
Today · 4.125%
HK$54,490
baseline
▲ 0.50% · 4.625%
HK$57,805
+HK$3,315/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,980/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,042
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,572
−HK$1,552/mo
Today · 4.125%
HK$60,124
baseline
▲ 0.50% · 4.625%
HK$63,293
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,248/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,924
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,975
−HK$2,083/mo
Today · 4.125%
HK$70,058
baseline
▲ 0.50% · 4.625%
HK$74,321
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,116/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,340
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,307
−HK$1,995/mo
Today · 4.125%
HK$77,302
baseline
▲ 0.50% · 4.625%
HK$81,377
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,604/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,310 · Scale 2, in force from 26 Feb 2026)