LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,625
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,157/mo
Today · 4.125%
HK$38,921
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,842/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,745
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,109/mo
Today · 4.125%
HK$42,946
baseline
▲ 0.50% · 4.625%
HK$45,210
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,892/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,950
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,317
−HK$1,389/mo
Today · 4.125%
HK$46,706
baseline
▲ 0.50% · 4.625%
HK$49,548
+HK$2,842/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$93,412/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,330/mo
Today · 4.125%
HK$51,535
baseline
▲ 0.50% · 4.625%
HK$54,252
+HK$2,717/mo
Deposit HK$6.42M · loan HK$9.64M · min. income ≈ HK$103,070/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,275
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,870
−HK$1,620/mo
Today · 4.125%
HK$54,490
baseline
▲ 0.50% · 4.625%
HK$57,806
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,980/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,042
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,572
−HK$1,552/mo
Today · 4.125%
HK$60,124
baseline
▲ 0.50% · 4.625%
HK$63,294
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,248/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,924
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,975
−HK$2,084/mo
Today · 4.125%
HK$70,059
baseline
▲ 0.50% · 4.625%
HK$74,321
+HK$4,262/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,118/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,340
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,307
−HK$1,996/mo
Today · 4.125%
HK$77,303
baseline
▲ 0.50% · 4.625%
HK$81,377
+HK$4,074/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,606/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,313 · Scale 2, in force from 26 Feb 2026)