LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,627
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,157/mo
Today · 4.125%
HK$38,924
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,848/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,748
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,108/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,213
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,953
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,320
−HK$1,389/mo
Today · 4.125%
HK$46,709
baseline
▲ 0.50% · 4.625%
HK$49,551
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,418/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,897
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,209
−HK$1,330/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,256
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,278
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,874
−HK$1,620/mo
Today · 4.125%
HK$54,494
baseline
▲ 0.50% · 4.625%
HK$57,810
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,988/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,047
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,577
−HK$1,552/mo
Today · 4.125%
HK$60,129
baseline
▲ 0.50% · 4.625%
HK$63,298
+HK$3,169/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,258/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,929
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,980
−HK$2,084/mo
Today · 4.125%
HK$70,064
baseline
▲ 0.50% · 4.625%
HK$74,327
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,128/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,346
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,313
−HK$1,995/mo
Today · 4.125%
HK$77,308
baseline
▲ 0.50% · 4.625%
HK$81,384
+HK$4,076/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,616/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,358 · Scale 2, in force from 26 Feb 2026)