LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,628
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,158/mo
Today · 4.125%
HK$38,925
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,850/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,748
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,109/mo
Today · 4.125%
HK$42,950
baseline
▲ 0.50% · 4.625%
HK$45,213
+HK$2,263/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,900/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,953
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,321
−HK$1,389/mo
Today · 4.125%
HK$46,710
baseline
▲ 0.50% · 4.625%
HK$49,552
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,420/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,898
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,209
−HK$1,330/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,256
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,279
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,874
−HK$1,621/mo
Today · 4.125%
HK$54,495
baseline
▲ 0.50% · 4.625%
HK$57,810
+HK$3,315/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,990/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,047
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,577
−HK$1,552/mo
Today · 4.125%
HK$60,129
baseline
▲ 0.50% · 4.625%
HK$63,299
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,258/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,930
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,981
−HK$2,083/mo
Today · 4.125%
HK$70,064
baseline
▲ 0.50% · 4.625%
HK$74,328
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,128/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,346
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,314
−HK$1,995/mo
Today · 4.125%
HK$77,309
baseline
▲ 0.50% · 4.625%
HK$81,384
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,618/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,364 · Scale 2, in force from 26 Feb 2026)