LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,629
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,768
−HK$1,158/mo
Today · 4.125%
HK$38,926
baseline
▲ 0.50% · 4.625%
HK$41,295
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,852/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,842
−HK$1,109/mo
Today · 4.125%
HK$42,951
baseline
▲ 0.50% · 4.625%
HK$45,215
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,902/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,955
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,322
−HK$1,389/mo
Today · 4.125%
HK$46,711
baseline
▲ 0.50% · 4.625%
HK$49,553
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,422/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,899
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,211
−HK$1,330/mo
Today · 4.125%
HK$51,541
baseline
▲ 0.50% · 4.625%
HK$54,258
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,082/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,281
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,876
−HK$1,620/mo
Today · 4.125%
HK$54,496
baseline
▲ 0.50% · 4.625%
HK$57,812
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,992/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,049
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,579
−HK$1,552/mo
Today · 4.125%
HK$60,131
baseline
▲ 0.50% · 4.625%
HK$63,301
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,262/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,932
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,983
−HK$2,084/mo
Today · 4.125%
HK$70,067
baseline
▲ 0.50% · 4.625%
HK$74,330
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,134/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,349
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,316
−HK$1,996/mo
Today · 4.125%
HK$77,312
baseline
▲ 0.50% · 4.625%
HK$81,387
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,624/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,384 · Scale 2, in force from 26 Feb 2026)