LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,630
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,157/mo
Today · 4.125%
HK$38,927
baseline
▲ 0.50% · 4.625%
HK$41,296
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,854/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,751
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,108/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,216
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,956
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,323
−HK$1,390/mo
Today · 4.125%
HK$46,713
baseline
▲ 0.50% · 4.625%
HK$49,555
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,426/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,901
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,212
−HK$1,331/mo
Today · 4.125%
HK$51,543
baseline
▲ 0.50% · 4.625%
HK$54,260
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,086/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,282
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,877
−HK$1,621/mo
Today · 4.125%
HK$54,498
baseline
▲ 0.50% · 4.625%
HK$57,814
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$108,996/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,051
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,581
−HK$1,552/mo
Today · 4.125%
HK$60,133
baseline
▲ 0.50% · 4.625%
HK$63,303
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.24M · min. income ≈ HK$120,266/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,934
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,985
−HK$2,084/mo
Today · 4.125%
HK$70,069
baseline
▲ 0.50% · 4.625%
HK$74,332
+HK$4,263/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,138/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,351
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,318
−HK$1,996/mo
Today · 4.125%
HK$77,314
baseline
▲ 0.50% · 4.625%
HK$81,389
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,628/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,402 · Scale 2, in force from 26 Feb 2026)