LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,631
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,158/mo
Today · 4.125%
HK$38,928
baseline
▲ 0.50% · 4.625%
HK$41,297
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,856/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,752
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,109/mo
Today · 4.125%
HK$42,953
baseline
▲ 0.50% · 4.625%
HK$45,217
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,906/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,957
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,324
−HK$1,390/mo
Today · 4.125%
HK$46,714
baseline
▲ 0.50% · 4.625%
HK$49,556
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,428/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,331/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,261
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,283
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,878
−HK$1,621/mo
Today · 4.125%
HK$54,499
baseline
▲ 0.50% · 4.625%
HK$57,815
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$108,998/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,052
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,582
−HK$1,552/mo
Today · 4.125%
HK$60,134
baseline
▲ 0.50% · 4.625%
HK$63,304
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,268/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,936
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,987
−HK$2,083/mo
Today · 4.125%
HK$70,070
baseline
▲ 0.50% · 4.625%
HK$74,334
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,140/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,353
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,320
−HK$1,996/mo
Today · 4.125%
HK$77,316
baseline
▲ 0.50% · 4.625%
HK$81,391
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,632/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,415 · Scale 2, in force from 26 Feb 2026)