LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,631
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,771
−HK$1,157/mo
Today · 4.125%
HK$38,928
baseline
▲ 0.50% · 4.625%
HK$41,297
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,856/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,752
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,845
−HK$1,109/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,218
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,958
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,325
−HK$1,389/mo
Today · 4.125%
HK$46,714
baseline
▲ 0.50% · 4.625%
HK$49,556
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,428/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,214
−HK$1,330/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,261
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,284
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,621/mo
Today · 4.125%
HK$54,500
baseline
▲ 0.50% · 4.625%
HK$57,816
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,000/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,053
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,552/mo
Today · 4.125%
HK$60,135
baseline
▲ 0.50% · 4.625%
HK$63,305
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,270/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,936
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,987
−HK$2,084/mo
Today · 4.125%
HK$70,071
baseline
▲ 0.50% · 4.625%
HK$74,335
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,142/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,353
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,321
−HK$1,996/mo
Today · 4.125%
HK$77,317
baseline
▲ 0.50% · 4.625%
HK$81,392
+HK$4,075/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,634/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,421 · Scale 2, in force from 26 Feb 2026)